IMPORTANT
NOTE: The Credit Transfer
option shall be available till 22nd February
2026.
The Institute offers the Diploma in Banking & Finance (DB& F) course to
candidates who aspire to
have a career in the Banking & Finance sector. Indian Banks Association
(IBA) has approved Diploma in
Banking & Finance (DB& F) examination conducted by the Institute as a
desirable qualification
along with other prescribed entry level qualification for recruitment in banks.
As per the extant rules pertaining to DB& F Examination:
a. Employees of Banks/Financial
Institutions are eligible to
become ordinary members of the Institute.
b. Ordinary members of the Institute are
not eligible for DB&F
examination since they are only eligible to appear for JAIIB examination.
c. In case employees of Banks/FI’s
who are eligible to take
ordinary membership of the Institute and appear for JAIIB Examination are found
to be appearing for the
DB&F examination, their result/certificate will be liable for cancellation.
At present candidates completing DB&F and then joining a Bank/FI, (which is
an Institutional Member
of IIBF), can take ordinary membership of the Institute and then apply for
conversion of their DB&F
certificate to JAIIB, by paying a conversion fee of Rs.1000 + GST.
Presently if employees of Banks/FI’s who are eligible to take ordinary
membership of the Institute
& appear for JAIIB Examination are found to be appearing for the DB&F
examination, their DB&F
result/certificate will be liable for cancellation.
However, considering that DB&F candidates who have passed one or more
subjects under DB&F may
have joined the Bank while pursuing the course, can now, after taking ordinary
membership of the
Institute apply for credit transfer of the subjects passed in DB&F to JAIIB,
subject to the time
limit rules.
A. Candidates are eligible for credit transfer of the subjects passed
under DB&F to JAIIB, in
the following scenarios subject to the time limit rule:
Scenario 1:
Candidate applied for DB&F examination and his/her date of joining the
Banks/FI’s is
immediately after the exam registration but before the date of exam and he/she
has passed one or more
subject/s in that examination attempt but has not completed the course in that
attempt, would be eligible
to:
Apply for ordinary membership of the Institute on joining the Bank/FI.
Apply for credit transfer of the subjects cleared under DB&F by paying a
nominal fee of тВ╣1000 +
GST.
On approval, credits of passed subjects and balance attempts (as per the
DB&F time-limit rule)
will be carried forward to JAIIB.
Register for JAIIB Examination thereafter subject to the time-limit rule.
Scenario 2:
Candidate applied for DB&F before taking up employment in a Bank/FI, and has
passed one/or more than
one subject/s, and later joined a Bank/FI before completing DB&F, would be
eligible to:
Apply for ordinary membership of the Institute after joining the Bank/FI.
Apply for credit transfer of the subjects cleared under DB&F by paying a
nominal fee of тВ╣1000 +
GST.
On approval, credits of passed subjects and balance attempts (as per the
DB&F time-limit rule)
will be carried forward to JAIIB.
Register for JAIIB Examination thereafter subject to the time-limit rule.
In case the candidates are found to be appearing for DB&F despite joining a
Bank/FI, their
result/certificate is liable to be cancelled.
B. Candidates are not eligible for credit transfer of the subjects passed
in DB&F to JAIIB,
in the following scenarios:
Scenario 3:
Candidate applied for DB&F course before taking up employment with a Bank/FI
but remained absent or
did not pass any subject under DB&F and then joined the Bank before
completion of the DB& F
course.
In such case, candidate should take ordinary membership of the Institute and
apply directly for JAIIB
Examination only.
In case the candidates are found to be appearing for DB&F despite
joining the bank, their
result/certificate is liable to be cancelled.
Scenario 4:
Candidate applied for DB&F course after joining the Bank
Candidate is not eligible to apply for the DB&F course and should take
ordinary membership and
apply for JAIIB Examination only.
In case the candidates are found to be appearing for DB&F despite
joining a Bank/FI, their
result/certificate is liable to be cancelled.
Further, candidates who have exhausted permissible attempts as per the rules of
DB&F but have not
completed it and have thereafter joined the Bank should take ordinary membership
of the Institute and
apply for the JAIIB Examination only.
Candidates are advised to assess their eligibility under the above scenarios and
apply for the credit
transfer option accordingly.
C. Candidates eligible for conversion of DB&F certificate to
JAIIB.
Candidates who have completed the DB&F course before joining the bank are
eligible to apply for
conversion of their DB&F certificate to JAIIB after taking ordinary
membership of the Institute and
paying the fees of Rs. 1000/- + GST for conversion.
