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Banking Tech Research Fellowship

Introduction


Adoption of technology has transformed banking dramatically. Core Banking Solutions (CBS) shifted banking from a branch-centric model to a unified bank experience. Today, banks are embracing emerging technologies such as:

Big Data Analytics

Artificial Intelligence

Blockchain

These innovations are reshaping the Indian banking landscape but also bring challenges, particularly in cyber security. Cyber frauds can have global impacts, making research in these areas critical for the banking sectorโ€™s safety and innovation.

About the Fellowship and Partner Institutes


About the Fellowship

In 2019, the Indian Institute of Banking & Finance (IIBF) and the Institute for Development & Research in Banking Technology (IDRBT) jointly launched the Research Fellowship in Banking Technology to foster impactful research addressing emerging challenges in the banking technology landscape.

About IIBF

The Indian Institute of Banking & Finance (IIBF), established in 1928, is a premier professional body representing banks, financial institutions, and their employees across India. It is a leader in banking and finance education, committed to promoting professional excellence.

About IDRBT

Founded by the Reserve Bank of India in 1996, the Institute for Development and Research in Banking Technology (IDRBT) is an autonomous center dedicated to applied research in banking technology. It serves as a bridge between academia and industry by providing training, consultancy, and forums to share research outcomes with banks.

Themes / Thrust Areas


The fellowship encourages technically and economically feasible research projects with potential to significantly impact the banking and financial sector. Key focus areas include:

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Cyber Security
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Analytics
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Mobile Banking
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Emerging Technologies
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Payment Systems

Research Studies Funded


Year Title of Research Author(s)
2021-22 Repeated Line Tracking and Multiline Neighbouring Relation (RLMN) Framework for Finger Vein Template Security Dr. Sachin Sharma & Mr. Dhruv Sharma, State Bank of India

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