Research is a vital part of education. It helps institutions understand emerging trends and challenges, enabling them to refine educational programs effectively. Since 2003, the Institute has funded research in banking and finance under the Macro Research initiative, distinct from the 'Micro Research' essay competitions for bankers.
Call for Proposals: The Institute invites
research proposals from universities, colleges, and banks on selected topics.
Approval Process: Proposals are reviewed and approved by the Research Advisory
Committee (RAC), which includes eminent bankers and economists:
Dr. Ajit Ranade (Chairman)
Mr. Madan Sabnavis
Dr. S. Sarkar
Dr. Pallavi Chavan
Research Duration & Support: Selected scholars conduct research over 4-6 months
with a grant of βΉ2,50,000.
| Year | Title of Research | Author(s) |
|---|---|---|
| October 2003 | WTO and its Implications for Indian Agriculture | Dr. N.S. Shetty, Dr. N.K. Thingalaya, Dr. M.S. Moodithaya |
| October 2003 | Implications of WTO on Indian Industry: Leather and Garments Industries | Dr. Soundara Rajan, Dr. Shanthi Nachiappan |
| April 2003 | WTO and its Implications for Financial Services | Dr. A.K. Sengupta, Dr. R. Aurora |
| December 2004 | Model of Micro Credit Financing System | Dr. B.T. Acharya |
| Year | Title of Research | Author(s) |
|---|---|---|
| July 2006 | Mergers and Acquisitions in PSU Banks | Dr. Rudra Sensarma, Maxwell Fry Research Fellow, Birmingham Business School and Dr. M. Jayadev, Professor, Indian Institute of Management, Lucknow |
| 2006β07 | Retail Banking β Models, Strategies, Performances and the Future β The Indian Scenario | Dr. J. Sethuraman, Chief Manager, Indian Overseas Bank, Chennai |
| 2006β07 | Retail Banking in India: Opportunities and Challenges | Dr. K. M. Bhattacharya, Prof. M. P. Deivikaran, Prof. L. A. Shaikh and Shri Anirban Basu, Centre for Advanced Banking & Finance Studies, ICFAI Business School, Mumbai |
| 2007β08 | Pricing of Bank Products and Services | Prof. Dr. B. K. Swain, Centre for Rural Credit and Development Banking, National Institute of Rural Development, Hyderabad |
| 2007β08 | Housing Finance: A Study of Experiences of Commercial Banks | Dr. N. K. Thingalaya, Dr. M. S. Moodithaya and Dr. N. S. Shetty, Justice K.S. Hegde Institute of Management, Nitte, Karnataka |
| 2007β08 | Agricultural Credit in India: Changing Profile and Regional Imbalances | Dr. S. L. Shetty, EPW Research Foundation, Mumbai |
| 2007β08 | Mutual Funds and Banking: Indian and Global Experiences | Dr. N. Subrahmanyam, Professor of Finance, IBS, Hyderabad |
| 2008β09 | Feasibility of Business Correspondent / Business Facilitator Models for Financial Inclusion in Uttar Pradesh | Dr. Prasun Kumar Das, School of Rural Management, KIIT University, Bhubaneswar |
| 2008β09 | Operational Risk Measurement for the Indian Banking Sector: Alternative Measures | Prof. Dr. Romar Correa and Dr. Swati Raju, Department of Economics, University of Mumbai, Mumbai |
| 2008β09 | Suitability of Business Correspondent Model for Financial Inclusion in Slums in Mumbai | Dr. (Mrs.) Shobana Vasudevan, Principal & Head, Research Cell, R. A. Podar College of Commerce & Economics, Mumbai |
| 2009β10 | Customer Satisfaction Survey in Selected Microfinance Institutions | Dr. Suresh Chandra Bihari, Sanjit Roy and Dr. Kaushik Bhattacharya, IBS, Hyderabad |
| 2009β10 | Financial Literacy: The Approach of Indian Banks | Dr. A. N. Abhyankar, Akola Urban Co-operative Bank, Akola, Maharashtra |
| 2010β11 | Role of Credit Rating in Motivating Retail Investors with reference to Coimbatore District | Dr. S. Renuga Devi, S. N. R. Sons College, Coimbatore |
| 2010β11 | Understanding the Structure of Microfinance Institutions in India and Suggesting a Regulatory Framework | Dr. Prakash Singh, IIM Lucknow |
| Year | Title of Research | Author(s) |
|---|---|---|
| 2011β12 | BASEL-III: Implications for Indian Banking | Dr. Vighneswara Swamy, IBS, Hyderabad |
| 2011β12 | A Study on Quality of Customer Services of Banks in India | Dr. Manasa Nagabhushanam, Analyz Research Solutions Pvt. Ltd., Bangalore |
| 2011β12 | Bank Finance for Agro Business: A Case Study in Dakshina Kannada | Dr. G. V. Joshi, Justice K. S. Hegde Institute of Management, Nitte |
| 2011β12 | Measuring Customer Services through Customer Satisfaction Index | Dr. B. K. Swain, Centre for Rural Credit and Development Banking, NIRD, Hyderabad |
| 2011β12 | Evaluation of the BC/BF Model | Dr. P. S. R. Prasad, State Bank Staff College, Hyderabad |
| 2011β12 | Issues in SME Financing | Dr. Ram Jass Yadav, Bank of Baroda Staff College, Ahmedabad |
| 2011β12 | Priority Sector Credit Across States and Banks β Issues of Inclusiveness, Equity and Impact Assessment in Andhra Pradesh | Dr. S. Kishan Rao, Chairman & Director, National Akademi of Development, Secunderabad |
| 2012β13 | Security and Privacy Issues in Internet Banking: A Study of Online Banking Portals and Customersβ Perspective | Dr. Tejinderpal Singh, University Business School, Punjab University, Chandigarh |
| 2012β13 | Financial Inclusion in India: Why Not Happened? | Dr. Debashis Acharya, School of Economics, University of Hyderabad and Mr. Tapas Kumar Parida, Economist, SBI, Mumbai |
| 2012β13 | Infrastructure Financing: Challenges of Restructuring | Dr. Vikas Srivastava, IIM Ranchi |
| 2013β14 | Issues in Loan Restructuring & Provisioning (CDR) | Dr. Rajendra Singh Chikara, DGM, State Bank Academy, Gurgaon |
| 2013β14 | The Trade Credit Channel of Monetary Transmission in India | Mr. Saibal Ghosh, RBI, Mumbai |
| 2013β14 | Managing Current Account Deficit: Cross Country Experience from Developing Countries | Dr. Partha Ray, IIM Calcutta |
| 2014β15 | Quantifying Basel IIIβs Time-Varying Capital Requirements and Their Impact on Macro and Financial Variables Over Business and Financial Cycles | Dr. Saurabh Ghosh, RBI, Mumbai |
| 2014β15 | Rethinking Priority Sector Lending for Banks in India | Mr. Sumit Jain, Mr. Tapas Kumar Parida & Dr. Soumya Kanti Ghosh, SBI, Mumbai |
| 2014β15 | The Impact of Technology on the Performance of Indian Banking Industry: An Empirical Study | Dr. Sanjeev Bansal, Professor & Chairman, Department of Economics, Kurukshetra University, Kurukshetra |
| 2015β16 | Corporate Financing Options in India: Banking vs. Capital Markets | Dr. Ajaya Kumar Panda, National Institute of Industrial Engineering, Mumbai and Mr. Bibekananda Panda, State Bank Staff College, Hyderabad |
| 2015β16 | A Study on the Effectiveness of Transmission of Monetary Policy Rates in India | Dr. Vighneswara Swamy, IBS, Hyderabad |
| 2015β16 | Evaluating Implementation of Jan Dhan Yojana | Dr. Bijay Kumar Swain, National Institute of Rural Development & Panchayati Raj, Hyderabad |
| 2015β16 | A Study on Risks from Foreign Currency Exposure of SMEs and Their Impact on Banks | Dr. Akhilesh Tripathi, State Bank of India |
| Year | Title of Research | Author(s) |
|---|---|---|
| 2016β17 | Impact of Demonetization on the Microfinance Sector and the Financial Inclusion of Poor | Dr. Radhika Ramanchi, Hyderabad Business School, GITAM University; Ms. R. Sushma, Aurora PG College, Hyderabad; Prof. A. Sreeram, Hyderabad Business School, GITAM University |
| 2016β17 | Impact of Technological Disruption on Workforce Challenges of Indian Banks β Identification, Assessment & Mitigation | Dr. Neha Chhabra Roy, Narsee Monjee Institute of Management Studies, Bangalore & Dr. T. Viswanathan, Symbiosis Institute of Business Management, Bangalore |
| 2017β18 | Non-Performing Assets of Banks in India: Efficiency in Management | Dr. Swati Raju, Mumbai School of Economics & Public Policy (Autonomous), University of Mumbai |
| 2017β18 | Shadow Banking in India: Do Bank-Run Asset Management Companies Perform Liquidity Transformation Through Exposure to NBFCs and Does This Increase Systemic Risk? | Dr. Jaslene Bawa, FLAME University; Dr. Sankarshan Basu, Indian Institute of Management, Bangalore; Dr. Asish Saha, FLAME University |
| 2017β18 | Ethics and Corporate Governance in Indian Banking Sector | Dr. Prakash Singh, Indian Institute of Management, Lucknow |
| 2017β18 | A Study on Issues and Challenges in MSME Financing in the State of Bihar | Dr. Vipul Kumar Singh, National Institute of Industrial Engineering (NITIE), Mumbai & Dr. Santosh Kumar, Chandragupt Institute of Management, Patna |
| 2018β19 | Issues and Challenges in Moving Towards a Digital and Cashless Banking Economy | Dr. Karabi Goswami & Dr. Shazeed Ahmed, Assam Institute of Management |
| 2018β19 | Sustainability of Cashless Banking in Unorganised Retail Sector: A Comparative Study of Two Districts of Telangana | Dr. Archana Srivastava & Dr. Rishi Kumar, BITS Pilani Hyderabad Campus |
| 2018β19 | Determinants of Customerβs Continuance Intention to Use Digital Banking: Public and Private Banks | Dr. P. Ganesan & Dr. A. Sivakumar, VIT Business School, Vellore |
| 2019β20 | Transforming Rural Agricultural Cooperative Banks With Microfinance Model β A Ubiquitous Way of Banking Resurgence | Dr. P. Baba Gnanakumar & Dr. Nelson Michael Justin, Kristu Jayanti College, Bengaluru |
| 2019β20 | Financial Intervention for Sustainable Tribal Livelihoods: A Study to Understand the Objectives vs Outcomes of Microfinance and SHGs (Women) Empowerment | Dr. G. Bhaskar N. Rao, IDBI Bank Ltd. & Ms. Rachel Alice Filbert, Andhra Pradesh Grameena Vikas Bank |
| 2020β21 | A Report on Issues and Challenges in Financing MSME in Pune, Maharashtra | Shri Prasad Srikant Barje, State Bank Institute of Learning & Development, Pune; Dr. Elizabeth James, National Institute of Bank Management, Pune |
| Year | Title of Research | Author(s) |
|---|---|---|
| 2021β22 | Impact of EASE Reforms on Banking | Mr. Dinesh Mishra, Union Bank of India & Dr. Amrendra Pandey, Kautilya School of Public Policy, Hyderabad |
| 2021β22 | Linkages Between Competitive Structure and Financial Stability: An Empirical Analysis of Indian Banks | Dr. Ajaya Kumar Panda, IIM Mumbai |
| 2022β23 | The Impact of Supply Chain Financing (SCF) on MSME Performance in India: With Special Reference to Recent Regulatory Amendments to Trends | Dr. Leena S., B.M.S. College of Engineering, Bangalore |
| 2022β23 | Usefulness of Business Correspondents in Kashmir Region β A Perception of Customers and Bankers | Mr. Pirzada Mohd Athar, J&K Bank; Dr. Peerzadah Mohammad Oveis, GITAM School of Business, Bengaluru & Dr. Bijoyata Yonzon, Janki Devi Memorial College, University of Delhi |
| 2023β24 | Empowering Financial Outreach Among Masses by Harnessing the Potential of Social Media | Dr. Meena Sharma & Prof. Nikita Ramrakhiani, Vivekananda Education Society Business School, Mumbai |
SOver 60 research projects funded from
2003 to 2023
Topics cover agriculture, banking
reforms, financial inclusion, risk management, and digital banking
Reports available in 5 published volumes
up to 2011